Buyer Checklist

NEEDS & WANTS

Take account of the items that you must have, which would be things that you would not be willing to compromise
· Include a wish list of what you would like to have in the home
- We will provide you Tips for Home Loans (First Time Buyers)
- Face to Face meeting to assess specifics

PRE-APPROVAL

Speak with a financial adviser & determine how much you can afford
Receive a commitment in writing from a lender
- If you are in search of one, we can provide a list of choices from our allied resources
An Attorney to represent you will be necessary
- If you wish for us to provide you a list, we can send you trust-worthy contacts

START YOUR HOME SEARCH

Decide on area(s) you want to view homes
Utilize websites like Zillow & Homesnap depending on your home search criteria
- We will send you an invite to set up your Homesnap App
We can also provide you lists of homes from the SMART MLS depending on your preferences
Contact us to setup appointment to view homes of your preference
- A Buyer Packet Tour enlisting the details of the homes you would like to see will be provided

SUBMIT AN OFFER

Set up all the necessary paperwork to be submit a proper offer
Put in a written offer along with your proof of funds & 1% deposit check, along with the Pre-Approval Letter
- Reaching out to the Agents to put in Offer(s) on selected homes

WHEN YOU HAVE AN ACCEPTED OFFER

Schedule all the necessary Inspections
- Building, Septic, Well, Etc.
Inform your mortgage consultant of the accepted offer. Your consultant will lock in your interest rate and get the paperwork going to get you the mortgage & schedule your appraisal
Contact your real estate Attorney handling the closing & contracts

CLOSING

You will get a clear to close from your mortgage lender
Schedule a final walk-through of the property
Schedule the transfer of utilities and address to your name

MOVE IN DAY

Have the final walk through
Sign all paperwork in the Attorney’s office & receive keys to your brand-new home